There are many posts on this blog about the mystery shopper check scam. A recent comment on one of those posts asked:
What would happen if I cashed the check in but never wired the money to anyone? Just kept it to myself. The thought came up but I wouldn’t ever do it.
Cashing the check would be a bad idea, and I am glad that this commenter understood that. My response was that there is no money to keep–the check would eventually be returned and the bank would take back any money they had given, as well as charging fees on the returned check. And it could be worse than that.
Here is a news story from New Mexico television station KOB4 about what happened when one woman decided that she would “scam the scammers.”